Skip to main content

Embarking on the road to financial success is like mastering a friendly game of sacrifice. It’s about finding the sweet spot between trimming expenses, bidding farewell to a few luxuries, and tweaking daily habits.

Ever wondered how those financial superheroes, the “super savers,” do it? Well, according to a survey from Principal Financial Group, they’ve mastered the art of making significant sacrifices for the sake of their financial goals.

In this article, we’re going to explore how to potentially prioritize long-term dreams over the tempting allure of immediate wants, such as late-night deliveries or new clothes.

Reflect Before Purchasing: Take a moment to consider if the item is a want or a need, if you can afford it without sacrificing something more important, and if it will bring long-term value and satisfaction. 

Stick to a Shopping List: Plan your purchases and stick to the list to avoid making unplanned buys. 

Implement the 24-hour Rule: Wait 24 hours before purchasing to determine if it’s a necessity or just a spur-of-the-moment desire. 

Unfollow Accounts that Fuel Temptation: Remove shopping triggers by unfollowing brands and promoters that consistently tempt you. 

Prioritize Clear Financial Goals for Long-Term Gratification: Set specific financial targets to focus on long-term satisfaction rather than immediate impulse purchases. 

Create a Budget: Establish a realistic budget to guide your spending and avoid making unplanned purchases. 

Set Savings Goals: Having clear savings goals can help you prioritize your spending and avoid impulsive purchases. 

These considerations for mindful and intentional purchasing decisions can contribute to improved financial management and long-term satisfaction. It’s crucial to monitor progress, make necessary adjustments, and stay motivated to stay on track and achieve financial goals. In addition, creating financial statements, reflecting on spending habits, and seeking professional guidance can enhance decision-making and provide confidence in your financial journey.


O’Brien, Sarah. “Here Are the Top Sacrifices Made by ‘Super Savers.’” CNBC, 10 Sept. 2020, 


This information is being provided only as a general source of information and is not intended to be the primary basis for financial decisions. It should not be construed as advice designed to meet the particular needs of an individual situation. Please seek the guidance of a financial professional regarding your particular financial concerns. Consult with your tax advisor or attorney regarding specific tax issues. 

Pinnacle Financial

The Pinnacle team’s primary objective is to provide holistic financial strategies. Our ultimate vision is to educate clients about their own personal financial challenges and potential solutions regarding complex financial issues.

Close Menu

Get In Touch

P: (321) 454-3623
Monday-Friday 9AM-5PM

Office Address

1351 N Courtenay Pkwy.
Suite BB
Merritt Island, FL 32953

Call Now Button